M3M Paragon 57, Premium Office Suite (812)
Sector 83, Dwarka Expressway, Gurugram
Secured NCD · per-asset SPV · private placement
Coupon* p.a.
8.5%
Payout
Quarterly
Tenure
5 years
Min ticket
₹1 L
Subscribed
51%
Security
Trustee + escrow
51% subscribed96/189 units · ≤200 investors / FY
How it works
- One asset, one companyVillow Asset SPV 2 Pvt Ltd owns only this asset, ring-fenced from everything else.
- Secured debentures, privately placedThe SPV issues secured NCDs to a small, identified group of investors (Section 42 / PAS-4), held in demat, with a debenture trustee and escrow.
- Fixed coupon while you holdA predetermined coupon (indicative 8.5% p.a.) is paid quarterly from the asset's rental surplus.
- Redemption at the endWhen the asset is sold (around the tenor), your debentures are redeemed at face value plus a premium from any capital gain, shared equally per unit.
An illustration
If the asset appreciated about 7% a year and were sold for ₹2.65 Cr after 5 years, a ₹1 L unit would redeem for about ₹1.32 L, plus roughly ₹42,500 of coupons over the tenor.
This is an illustration on a stated assumption, not a forecast or a promise. Property prices can fall as well as rise, coupons depend on actual rental surplus, and capital is at risk. The SPV bears capital-gains tax before the premium is shared.